Privacy Policy
TradingLedger.in · Last updated: June 2025 · Effective immediately
TL;DR: We collect your email address and payment confirmation data solely to deliver your purchased digital product via Cosmofeed. We do not sell your data. We do not run ads. That's it.
Who We Are
TradingLedger.in is an independent educational publisher based in India. We sell digital educational content — primarily the Institutional Playbook PDF — to individual buyers. We are not a financial services provider and are not registered with SEBI.
For all privacy-related queries, contact us at: desk@tradingledger.in
Data We Collect
We collect the minimum data necessary to process and fulfil your order. This is limited to:
- Email address — used to deliver your purchased PDF and send a delivery confirmation.
- Payment confirmation data — order ID, transaction status, and amount, provided by our payment and delivery processor Cosmofeed to confirm successful purchase.
- Basic device/browser metadata — automatically collected by Cosmofeed's platform (IP address, browser type) for fraud prevention and checkout integrity.
We do not collect: your full name, phone number, physical address, date of birth, or any financial instrument details (card numbers, UPI IDs, bank account details). All payment processing is handled exclusively by Cosmofeed and their underlying payment partners.
Cosmofeed & Digital Delivery
TradingLedger.in uses Cosmofeed as its digital product delivery and payment platform. When you purchase the Institutional Playbook, your transaction is processed through Cosmofeed's checkout infrastructure.
Cosmofeed acts as a data processor on our behalf and is bound by their own Privacy Policy. Your email is shared with Cosmofeed for the sole purpose of delivering your purchased PDF file. Cosmofeed does not use your data for advertising or share it with unrelated third parties.
We do not store your payment card details or UPI credentials on our own servers at any point.
How We Use Your Data
Your data is used only for the following purposes:
- Digital product delivery — sending you your purchased PDF via Cosmofeed's delivery system.
- Order confirmation — sending a receipt or access confirmation email.
- Customer support — responding to queries you initiate about your order.
- Fraud prevention — detecting and preventing unauthorized or fraudulent transactions.
We do not use your data for: targeted advertising, profiling, sale to third parties, or any purpose unrelated to fulfilling your order.
Data Sharing & Third Parties
We do not sell, rent, or trade your personal data. The only third party that receives your data is:
- Cosmofeed — for payment processing and PDF delivery, as described above.
We may disclose data if required by applicable Indian law, court order, or government authority. We will notify you of such disclosure to the extent permitted by law.
Data Retention
We retain your order email and transaction confirmation for a minimum of 3 years as required by Indian financial record-keeping regulations. After this period, data is securely deleted. You may request early deletion — see Section 07.
Your Rights
You have the right to:
- Access — request a copy of the personal data we hold about you.
- Correction — request correction of inaccurate data.
- Deletion — request deletion of your data, subject to legal retention requirements.
- Portability — receive your data in a structured, machine-readable format.
To exercise any of these rights, email us at desk@tradingledger.in with the subject line "Privacy Request". We will respond within 30 days.
Cookies & Tracking
TradingLedger.in does not deploy advertising cookies or third-party tracking pixels on this website. Cosmofeed's checkout page may use session cookies strictly necessary for the purchase flow. We do not use Google Analytics, Meta Pixel, or any behavioural tracking technology on our primary site.
Minors
Our products and services are intended for individuals aged 18 and above. We do not knowingly collect personal data from minors. If you believe a minor has submitted data to us, please contact us immediately at desk@tradingledger.in.
Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page will reflect any changes. Continued use of our site or products after a change constitutes acceptance of the updated policy. For material changes, we will notify purchasers via the email address on record.